Complex lending
Advice for complex circumstances.
Not every application fits neatly into a standard form. Start with an experienced conversation about the full picture.
20+ years
Chris Taylor’s mortgage industry experience.
Personal and clear
Start with your circumstances, not a product.
Personal, clear mortgage advice for buyers, homeowners and investors across Melbourne and Australia-wide.
Variable income, multiple properties, recent employment changes, business ownership or unusual property types can require additional documents and a more considered lender search.
Complex does not mean impossible, and it does not guarantee approval. It means Chris and our team work through the details with you, set realistic expectations and prepare the application carefully.
What we can work through
- Discuss the full circumstances before applying
- Identify likely documentation requirements
- Understand lender policy differences
- Avoid unnecessary applications where possible
Related support
Explore your next step.
First home buyers
Understand your borrowing position, deposit, pre-approval, loan options and the steps involved.
Learn moreHome loans
Explore lending options for your next home or a move to a new property.
Learn moreRefinancing
Review whether your current home loan still suits your circumstances and goals.
Learn moreCommon questions
Good questions deserve clear answers.
Google reviews
Rated by our clients.
5.0★★★★★
9 verified Google reviews
“Excellent Service from Chris. He came to our house, got all details required to process the loan. The process after that was seamless, fast and Stress free. I highly recommend using Chris.”
Sun S.
Melton West office
“Working with Tai was a smooth and stress-free experience. He was efficient, knowledgeable and always took the time to explain each step clearly. His attention to detail and commitment to getting the best outcome made a huge difference. Highly recommend his services to anyone looking for a reliable and trustworthy broker.”
Abdi
Fraser Rise office
“Highly recommended! Tai's services are top notch! He helped buy our first home and guided us throughout the process. Answered all our questions in professional manner. 10/10! Excellent broker.”
Hazel V.
Fraser Rise office
“Highly recommend Tai as your broker. Helped me purchase my first home utilising all the government grants applicable. Very helpful in providing tips to increase borrowing capacity and any other questions I had throughout the process. Maintaining professional communication and cooperation, Tai will without a doubt get you to the place you need to be. I will definitely use his services in the future.”
Patrick F.
Fraser Rise office
“Tai mortgage broking services is top level. I had a pleasant time dealing with him and would love to use his services again in the future for my financial needs. 100% recommended.”
Hieu N.
Fraser Rise office
“10/10!!!! Best to guide you when buying your first home! Couldn't be happier how easy and comfortable it was talking to them. Made my experience so much better!!”
Alezandra V.
Fraser Rise office
“Extremely happy with Tai. His help and advice was fantastic — also a great communicator.”
Barry M.
Fraser Rise office
“Excellent service and prompt response! Highly recommended!!”
Angela S.
Fraser Rise office
“The best broker around in the west.”
Michael H.
Fraser Rise office
Lender panel
Lenders we search for you.
Explore options across our lender panel. Availability depends on your circumstances and current lender criteria.
Start a conversation
Talk through my situation.
Whether you’re buying, refinancing, building or investing, start with a conversation about your plans.